If you’ve recently arrived in Australia on a temporary visa, getting around can be a challenge, especially if you’re not living in a major city with reliable public transport. For many temporary residents, buying a car becomes a practical solution. But can you legally own and register a car in Australia while on a visa? Here’s what you need to know about buying a car in Australia on a Temporary Visa
Can Temporary Visa Holders Buy a Car?
Yes, non-residents, including those on temporary visas such as working holiday, student, or skilled work visas, can legally purchase and register a car in Australia. There’s no restriction on car ownership based on visa status.
What You’ll Need
To register a vehicle in your name, you’ll typically need:
- A valid visa and passport
- An Australian residential address
- Proof of identity (usually 100 points of ID, depending on the state)
- An Australian driver’s licence or an accepted international licence
- Vehicle inspection/roadworthy certificate (varies by state)
Check with the local transport authority in your state (e.g. VicRoads, Service NSW, TMR QLD) for exact requirements.
Insurance Is Essential
Car insurance isn’t just a good idea, it’s crucial. Compulsory Third Party (CTP) insurance is mandatory, and it only covers injury to others. Consider getting comprehensive or third-party property insurance to protect yourself against vehicle damage and theft.
What About Financing?
Getting a car loan as a temporary visa holder is possible but can be challenging. Lenders usually require:
- A strong employment history in Australia
- A valid visa with at least 12 months remaining
- A larger deposit than usual (often 20%+)
Tips for Buying
- Be cautious with private sales, always get a vehicle history report (like PPSR)
- Have a mechanic inspect the car before purchase
- Don’t skip registration checks and transfer paperwork
Owning a car can provide greater freedom and job opportunities. Just make sure you understand the legal and financial obligations.
Need help navigating life in Australia on a visa? Visit Australian Visa Advice for trusted guidance every step of the way.
